Creamy Instant Pot Steel Cut Oats with Fruit and Nuts is a cozy breakfast that is hands-off, hearty, and naturally creamy. With chewy steel-cut oats, brown sugar, and a mix of fruit and nuts, it's the perfect blend of comfort in one pot. This make-ahead, meal-prep-friendly recipe is ideal for busy mornings when you still want something satisfying.
If you love fruit and nut combos, try our Crunchy Honey Almond Butter Toast with Bananas or our Strawberry Nutella Toast.

Instant Pot Steel Cut Oats at a Glance 🔎
- 🕒 Prep Time: 5 minutes
- ⏱️ Cook Time: 15 minutes
- 👥 Servings: 6
- 🔥 Cook Method: Instant Pot
- 🍽️ Cuisine: American Breakfast Recipe
- 👩🍳 Pair With: Fresh fruit, yogurt parfaits, or a cup of hot coffee
- ⭐ Difficulty Level: Easy
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This oatmeal recipe works well with peaches in summer, apples in fall, or bananas year-round. The Instant Pot keeps the texture creamy no matter what fruit you use. ~Jami
Why We Love This Recipe
- Filling: A hearty and satisfying way to start the day.
- Customizable: Mix and match toppings with your favorite fruit, nuts, or a splash of cream.
- Quick & Easy: The Instant Pot handles the cooking, so mornings stay calm and simple.
- Family-Friendly: Everyone can build their own bowl just the way they like it.
Instant Pot Steel Cut Oats Ingredients

- Steel-Cut Oats: We use traditional steel-cut oats for their chewy texture.
- Water: The Instant Pot ratio of oats to water creates creamy oats without burning.
- Banana: Adds natural sweetness and creaminess.
- Dried Cherries (or Craisins): Provides a pop of color and a tangy contrast to the oats.
- Walnuts: Offer a toasty crunch and nutty depth.
- Brown Sugar: Just a touch brings caramel-like flavor.
- Cream (or Milk): Adds a final creamy drizzle for richness.
A full ingredient list with exact measurements can be found in the recipe card below.
How to Make Creamy Instant Pot Steel Cut Oats with Fruit and Nuts

STEP ONE: Prepare the Oats
Add steel-cut oats and water to your Instant Pot.

STEP TWO: Set the Instant Pot
Seal the Instant Pot and cook on high pressure for 12 minutes. Allow the pressure to release naturally for 10 minutes.

STEP THREE: Stir Well
After the natural release, carefully open the valve to release any remaining steam, then open the pot and stir the oats well.

STEP FOUR: Top and Serve
Serve the cooked oats in bowls, topped with sliced banana, dried cherries or Craisins, chopped walnuts, a sprinkle of brown sugar, and a drizzle of cream.
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Substitutions & Variations
- Apple Cinnamon: Add caramelized apples and a pinch of cinnamon after cooking.
- Peaches & Walnuts: Top with peaches and walnuts.
- Berry Maple: Add blueberries or raspberries with a little maple syrup.
- Pecan Raisin: Substitute raisins for cherries and pecans for walnuts.
Storage
Store leftover pressure cooked steel-cut oats in an airtight container in the refrigerator for up to 3 days. Cooked oats can be frozen in individual portions without toppings for convenient reheating later. To reheat, simply microwave the oats with a splash of milk until warm, stirring halfway through.
Expert Tips for Success
👩🍳Jami's Pro Tips: Want to take this recipe to the next level? Check out my expert tips below for the best flavor, texture, and meal prep hacks!
✔️ DO Customize your oats with your favorite toppings, such as sliced almonds, shredded coconut, or a drizzle of maple syrup.
✔️ DO Make a batch of oats ahead of time and portion them out for quick and easy breakfasts throughout the week.
Steel-cut oats, also known as Irish oats, are whole oat groats cut into smaller pieces using a steel blade. Retaining a chewy texture and nutty flavor, they offer a nutritious base for breakfast dishes.
Fresh fruit, nuts, seeds, and a hint of maple syrup pair well with steel-cut oats. You can also add Greek yogurt, peanut butter, or warm cinnamon apples for extra flavor and texture.

More Breakfast Recipes You'll Love ♥️
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📖 Recipe

Creamy Instant Pot Steel Cut Oats with Fruit and Nuts
Equipment
- Instant Pot or electric pressure cooker
- Wooden spoon or silicone spatula
- Small bowls for toppings
Ingredients
- 1 ½ cups steel cut oats not quick cook
- 4 ½ cups water
Fruit and Nut Topping
- banana slices
- dried cherries or Craisins
- walnuts
- brown sugar
- half and half or heavy cream
Instructions
- Add the steel cut oats and water to an Instant Pot.
- Seal the Instant Pot and set it to cook on high pressure for 12 minutes. After cooking, allow the pressure to release naturally for 10 minutes.
- Carefully open the valve to release any remaining steam, then open the pot. Stir the oats well.
- Serve the oats in bowls, topped with sliced banana, dried cherries or Craisins, chopped walnuts, a sprinkle of brown sugar, and a drizzle of half and half.
Save This Recipe 💌
Video
Notes
- Apple Cinnamon: Add caramelized apple slices and a pinch of cinnamon after cooking.
- Peaches & Cream: Top with syrupy peaches, cream, and walnuts or sliced almonds.
- Berry Maple: Add blueberries or raspberries with a little maple syrup.
- Pecan Raisin: Substitute raisins for cherries and pecans for walnuts.










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